Share Market Technical Analyst Rakesh Desai


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What is a Business Loan?

In order to understand how a business loan works, imagine borrowing a capital to fund a startup or pay for an existing business’s expansion without pledging anything against the borrowed amount. A Business Loan is thus an unsecured loan at an interest rate, giving you access to credit that can be paid back over an agreed time along with the interest, without any security against it.

How does Business Loan Work?

To get an understanding of how a Business Loan works is pretty simple. A Business Loan can be explained as a borrowed capital to fund your expansion of your existing business without mortgaging anything against the borrowed amount. It is thus an unsecured loan at a low rate of interest, which gives you access to credit that can be paid back over an agreed tenor along with the interest rate, without any security against it, if the Business Loan eligibility criteria is fulfilled.

We you Business Loans at generously flexible repayment options as well as low business loan interest rates. The loan can give your business a much-needed boost by enhancing your competitiveness and profitability. It gives you a credit line facility which enables you to expand your business, upgrade your existing business to buy latest machinery and equipment, maximize your growth and profits, at minimal repayment options.

Features and Benefits of Business Loans

With a low interest rate and flexible repayment choices, Business Finance can give a much-needed boost to your business for magnifying your competitiveness and profitability.

  • Line of Credit: This is a facility where you get a credit line for a specified time period. Thereafter, you can withdraw money whenever you need, and pay interest only on the amount that is actually used and not on the whole loan amount. Your monthly EMIs will only have the interest portion and the principal can be repaid when the loan tenor ends.
  • High Loan Amounts: You can get Business Loans up to Rs. 30 lakh for varied purposes.
  • Zero Collateral: No collateral will be required for availing of business finance.
  • Online Account Handling: You can easily view all details of your loan including the account statement through the dedicated customer portal

Have More Queries?

Feel free to enquire about any of your doubts, and we would be available to get your desired solution.


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